Your business deserves a CFO. Now it costs 25 bucks.
Clean books, straight answers, and a real shot at funding. The stuff big companies pay a $15K-a-month CFO for, built for owners and priced like lunch.
Free. No card. Connects to QuickBooks in minutes.
Monthly payment
$4,980
Cushion after
Still healthy
Can you afford it
Yes
The scoreboard
$50M+
secured for owners
250%
avg. YoY growth
10 hrs
saved a week
As seen in
Why Bags
Finance was built as a club. You weren't invited.
Big companies get a CFO, clean books, and bankers who call back. Everyone else gets a shoebox of receipts and a lot of guessing. Bags hands you the keys.
The old way
- $15K a month for a real CFO
- A bookkeeper who circles back next quarter
- A hard credit pull and three weeks of waiting
- Your numbers in a report you never open
The Bags way
- An AI CFO for 25 bucks
- Your books reviewed in seconds
- See if you'd qualify before you apply
- Straight answers from your own numbers, on demand
How it works
Clean books. Straight answers. Money to grow.
Three steps. One straight line from messy books to funded.
Financial Review
Free · no catchConnect QuickBooks (or upload your P&L and balance sheet). In seconds you'll see what's clean, what's broken, and what it's costing you. The audit that used to take weeks, done before your coffee's cold.
Run my free reviewFinancial review
Riverside Bakery LLC
Profit & Loss · 2025 · Synced from QuickBooks
Rules
0/9 passing
Revenue & Cost Classification
Expense Management & Quality
Data Quality & Cleanliness
CFO Insights
An AI CFO that reads your numbers. Ask it anything. Can I afford to hire? Why did my margin drop? What would a $250K loan do to my cash flow? Straight answers in the moment, plus monthly reports on the numbers you care about.
Ask my CFOHappy to analyze your revenue growth. Which time period are you most interested in?
Debt Strategy
60+ vetted lendersKnow before you owe. See if you'd qualify before you apply. No cold applications, no surprise credit pulls. Try the loan on, see how it hits your cash flow, then get matched to lenders who'd say yes. A real, named specialist walks you through it.
See my funding optionsDebt strategy
Find the lenders who will back your business
Pick how you want to borrow. Payment and cost update automatically.
Loan amount
$25,000
Term loan · 60 months · 10.5% APR
Monthly payment
$537
Total interest
$7,241
Debt coverage (DSCR)
1.62x→1.52xHealthy
Lenders who'd back you
Small Business Term Loan
Specialist pickCommunity Capital Partners
Growth Term Loan
Capital Access Coalition
Georgia Small Business Loan
Community Development Capital
And it all lives in one place
Your whole financial picture. One screen.
Financial Dashboard
Cash flow, P&L, and balance sheet together, synced from QuickBooks and refreshed whenever you need it. Your bank balance isn't your business. This is.
Debt Tracker
Every loan, credit line, and liability in one view, plus the funding readiness numbers lenders screen on. Catch a problem while it's small, not when a lender calls.
The offer
Here's everything you get.
Bags · Your finance team
Month-to-month
- Financial Review of your booksFree
- AI CFO Insights, on demandIncluded
- Financial Dashboard, synced with QuickBooksIncluded
- Debt Tracker and funding readinessIncluded
- Debt Strategy: matched to 60+ vetted lendersIncluded
- A real, named funding specialistIncluded
Free. No card. Month-to-month after that.
Trust & Responsible AI
Your numbers are yours.
We're built for people the financial system has burned before. So we don't ask for your trust. We earn it.
Grounded in your numbers, not the internet
Every answer comes from your own books. Not a chatbot guessing from whatever it read online.
It doesn't guess
If it doesn't know, it tells you. No made-up numbers about your money.
Your books stay yours
Your data isn't used to train anyone else's tools. Connect in a click, disconnect anytime.
On the way
We're just getting started.
More ways to grow what you've built, coming soon.
Set goals & track progress
Pick a target: pay off a loan, hit a revenue number, build a cushion. Then track your way there, month over month.
Spend smarter
Catch where money's leaking out before it adds up, category by category.
Put your cash to work
Money you're not using shouldn't just sit there. Soon it can earn while it waits.
Why we exist
Small business is the engine that runs this country.
When your books are clean, everything downstream gets easier: better funding, a stronger business, a better price the day you decide to sell. That's how jobs get made and how wealth gets built where you live.
Finance should only ever do two things for you: help you make money, or help you save it. That's the whole job. It's what we're building.
Stop guessing.
Start knowing.
Find out where your business really stands. Free, in seconds.
Free forever to check. Connects to QuickBooks in minutes. No card, no catch.